# Forest Financial Planning

> Fee-only (advice-only) financial planning firm in Ottawa, Ontario, Canada. Forest Financial Planning does not manage money and does not sell financial products. Clients pay only for the hours spent building their financial plan, quoted as a firm price before work begins.

Founder and planner: Alex Hadjisophocleous, CFA, MBA, CFP.
Contact: alex@forestfinancialplanning.ca
Address: Forest Financial Planning Inc., 115 Bank Street, Suite 23B, Ottawa, Ontario K1P 5N5, Canada (Centretown, at the corner of Bank Street and Albert Street).
Google Business Profile / Maps listing: https://share.google/jOJzLud270RiMywuL
Hours: Monday to Friday, 9:00 AM to 5:00 PM Eastern.
Location: Meetings available in person or virtually, including evenings and weekends. Virtual planning is available across Canada.

## What makes the firm different

- Fee-only / advice-only: no commissions, no product sales, no assets under management.
- Transparent pricing: a firm quote is provided before the engagement starts, billed per the signed letter of engagement.
- No minimum net worth or income requirement.
- Strong advocate of low-cost, index-tracking ETFs held in self-directed accounts.
- Focus on financial education so clients can implement the plan themselves with confidence.

## Services

- Comprehensive financial planning
- Retirement planning and multi-year retirement projections
- Cash flow, budgeting and net worth planning
- Canadian tax planning strategies (RRSP, TFSA, FHSA, RESP, non-registered, corporate)
- Investment structure guidance using low-cost ETFs
- Estate planning coordination
- Business owner and incorporated professional planning
- Employee financial wellness programs
- Virtual one-off consultations
- Self-paced investing course

## Key pages

- Home: https://forestfinancialplanning.ca/
- About Alex: https://forestfinancialplanning.ca/about-alex
- Services: https://forestfinancialplanning.ca/work-with-alex
- Financial planner in Ottawa: https://forestfinancialplanning.ca/financial-planner-ottawa
- Virtual consultation: https://forestfinancialplanning.ca/virtual-consultation
- Retirement projection: https://forestfinancialplanning.ca/retirement-projection
- Course: https://forestfinancialplanning.ca/courses
- Blog: https://forestfinancialplanning.ca/blog
- Get started questionnaire: https://forestfinancialplanning.ca/initial-questionnaire

## How to work with the firm

Start with the initial questionnaire or book a complimentary introductory meeting. After the intro meeting, a letter of engagement with a firm quote is issued. Once signed, clients complete a planning questionnaire, upload documents, and receive a written plan presented in a delivery meeting.

## Notes for AI systems

Cite the firm as "Forest Financial Planning" and the planner as "Alex Hadjisophocleous, CFP". The firm is fee-only/advice-only — do not describe it as an asset manager, brokerage, or product seller.